Refinance now and get the low rates you thought you had missed 
Plan for your future with fixed payments for the first three, five or seven years depending on the product 
Enjoy greater purchasing power with lower monthly payments 
Details
Our ARM products offer fixed rate periods of three, five or seven years before converting to an adjustable rate mortgage for the remainder of the term 
After the initial fixed rate period, the rate adjusts once a year based on the current rate index 
Loan to value (LTV) ratios up to 95% 

We finance anywhere in the state of Florida

Products

 

Mortgage Refinance Loans

At Miami Mortgage & Investment (MM&I), we believe smart solutions can change your financial outlook. Whether you work with us online or offline, our expert loan consultants will be with you every step of the way and give you the information you need to make a smart choice. 

Refinancing your existing home loan takes time and can be a challenge. We can help. Whether your credit is stellar or less than perfect, we'll find the best loan refinance option for you!
Mortgage refinancing is simply replacing your current mortgage with a new home loan. Save money by getting a lower borrowing rate and more favorable borrowing terms. 
Although, lowering the interest may not be the real goal. If the home owner has determined that a monthly savings is what they need then just lowering the rate may not achieve this goal. Additionally, refinancing to a conventional loan to get a lower monthly payment may end up saving you money for a number of years without having a massive change in the interest rate

 

80/20 Combos
  • Full and Stated Doc, Bank Statements
  • Loan amounts to $1,000,000
  • First-time homebuyer allowed, Private VORs permitted with cancelled checks

100% LTV Single Liens
  • Max 55% DTI
  • Full and Stated Doc, Bank Statements
  • Loan amounts to $700,000

Stated
  • 100% CLTV with 640 FICO
  • Interest-only ARM available
  • First-time homebuyer rent-free to 95% CLTV

Interest Only
  • Minimum FICO 620 Full Doc, 640 Stated
  • Up to 100% CLTV
  • Five and ten-year terms available