At Miami Mortgage & Investment (MM&I), we offer a wide array of financing options to help you achieve the dream of homeownership. To learn more about our loan programs and which may be the best one for you, please reach out to one of our Mortgage Consultants at 305 249 3150 to speak with a local Loan Officer.

We finance anywhere in the state of Florida

Products

 

First Time Home Buyer Programs - 

Miami Mortgage & Investment (MM&I) offers many special programs that can help make getting a first mortgage easier than ever. We will guide you through the mortgage process, give a free mortgage affordability estimate so you know how much you can afford, and then help you select the mortgage that's right for you

[It has never been a...]It has never been a better time to buy you first home with no hassle of any kind, and start leaving the American dream. We make home ownership a reality by offering a number of affordable financing options with flexible qualifying criteria. Our 100% financing programs provide options for eligible applicants, opportunities for closing cost assistance and no cash reserves for most programs on single family residences. For down payments less than 20% No Mortgage Insurance (MI) is required and MI charges do not apply. 

 

 

80/20 Combos
  • Full and Stated Doc, Bank Statements
  • Loan amounts to $1,000,000
  • First-time homebuyer allowed, Private VORs permitted with cancelled checks

100% LTV Single Liens
  • Max 55% DTI
  • Full and Stated Doc, Bank Statements
  • Loan amounts to $700,000

Stated
  • 100% CLTV with 640 FICO
  • Interest-only ARM available
  • First-time homebuyer rent-free to 95% CLTV

Interest Only
  • Minimum FICO 620 Full Doc, 640 Stated
  • Up to 100% CLTV
  • Five and ten-year terms available